Multidisciplinary Science Journal

Multidisciplinary Science Journal

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Multidisciplinary Science Journal

  • Home
  • About
    • About the Journal
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    • Indexing and Archiving
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    • Guide for Authors
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Search Results for perceived trust

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Examining the impact of perceived usefulness on micro-entrepreneurs' intentions to use Fintech peer to peer lending applications with perceived security as a mediating factor

Indra Dharma Wijaya, Endang Siti Astuti, Edy Yulianto, Yusri Abdillah.
| The rapid growth of financial technology (Fintech) has revolutionized access to financial services, particularly for microentrepreneurs, who face difficulties accessing traditional banking...

Published in 17 April 2025

The roles of user adaptation and trust in fostering continuance intention toward mobile banking: An extended decomposed theory of plan behavior

Nhan Truong Thanh Dang.
| Although mobile banking is popular and offers many benefits, research on adaptation and continuance intention to use mobile banking is limited. This study investigates the influence of...

Published in 20 November 2024

Key factors influencing the use of electronic procurement catalog for SMEs In Indonesia through the UMEGA Model

Nia Budi Puspitasari, Kryptovand Ade Aditya, Zainal Fanani Rosyada.
| A specific example of technological advancement in government procurement of goods and services is the use of the government electronic procurement catalog. This study aims to examine the...

Published in 02 January 2025

Unveiling the path to adoption: Behavioral intention's role in digital financial services for elderly in Henan, China

Quan Zhang, Juhaida Abu Bakar, Logasvathi Murugiah.
Conceptual framework of the study.
Conceptual framework of the study.
| Digital financial services (DFS) have gained significant importance since the Covid-19 outbreak, yet the elderly population remains understudied in this context. In China, the elderly population...

Published in 13 March 2025

Boosting repurchase rates in B2C e-commerce: the role of customer satisfaction and relationship factors

Restu Pambudi, Alfatih Sikki Manggabarani, Yudi Nur Supriadi, Iwan Kresna Setiadi.
| This study examines the impact of critical factors on customer behavior in the B2C e-commerce sector, particularly focusing on e-customer satisfaction, electronic word-of-mouth (e-WOM),...

Published in 30 September 2024

Robo-advisory an intrinsic convergence of ai in enhancing investment returns – An empirical analysis

K. P. Ramesh, R. Amudha, K. C. Prasob, Jose Francis.
| The vigor of Robo-advisory is anchored along with AI (Artificial Intelligence) to expedite, synthesize and synchronize the requisite information, an enabler in the progression of upscaling and...

Published in 29 August 2023

Disinformation's Influence on Public Perception and Defense Policy Implementation in Indonesia

Aris Sarjito, Nora Lelyana.
| Disinformation poses a growing and complex challenge to public perception and policy implementation, especially in sensitive sectors like national defense. In Indonesia, where defense policies...

Published in 01 February 2025

Halal compliance behaviors of food and accommodation businesses in the Zamboanga Peninsula, Philippines

Jason Villota Chavez, Marialyn Bisera Vicente.
| The increasing Muslim population, increasing understanding of halal standards, and expanding global trade have all contributed to the extraordinary expansion of halal products around the world....

Published in 09 November 2024

Examining the interconnected dynamics of financial knowledge and financial technology adoption: A comprehensive analysis

Qazim Tmava, Faruk Ahmeti.
Figure
Figure
| Fintech's transformative impact on financial services necessitates a nuanced exploration of its implications, reshaping how individuals and businesses manage their financial resources. However,...

Published in 30 April 2025

Revealing perceptions of corruption behavior in indonesian higher education institutions

Rudy Hartanto, Dwi Rahayu, Mey Maemunah, Nopi Hernawati.
| Fraud, particularly corruption, remains a significant challenge in Indonesia, permeating various sectors, including higher education. This study investigates how students' perceptions of risk,...

Published in 09 February 2025

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